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INTERNET TERMS & CONDITIONS OF USE:


Please read this document carefully before accessing or using the site. By accessing or using the site, you agree to be bound by the terms and conditions set forth below. If you do not wish to be bound by these terms and conditions, do not access or use the site. Business Information Network, Inc. may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement on the site. You agree to review the agreement periodically to be aware of such modifications and your continued access or use of the site shall be deemed as your acceptance of the modified agreement.

APPLICABLE LAWS


Business Information Network, Inc. a Missouri Corporation operates this site DBA Family Matrix ™. By using this site, both you and Business Information Network, Inc. agree that the statues and laws of the State of Missouri without giving effect to any choice or conflicts of law, will apply to all matters relating to use of this site. For all actions at law, suits in equity or other judicial proceedings concerning any aspect of this site, you and Business Information Network, Inc. agree and consent to submit to the exclusive personal jurisdiction and venue of the Court of Common Pleas of St. Louis County, Missouri and/or the United States District Court of the Missouri Eastern District, Eighth Circuit.

PASSWORDS & SECURITY


To use certain features of the site, you will need a username and password. You are responsible for maintaining the confidentiality of the password and account and are responsible for all activities that occur under your password or account. You will not provide your username and/or password to any other person. If you do so, you agree to bear all risks and costs for doing so. You agree that you will notify Business Information Network, Inc. immediately if there is an unauthorized use of your password or account or any other breach of security, and will ensure that you exit from your account at the end of each session. Business Information Network, Inc. is not liable for any loss or damage arising from your failure to protect your password or account information. You agree not to share any content with a non-subscriber.

You agree not to bypass or circumvent the security measures on this site

DISCLAIMER OF WARRANTIES


Business Information Network, Inc. shall not be responsible for any claim or damages arising from or connected with an inaccurate or incomplete information to which you have access. Business Information Network, Inc and its affiliates shall not be responsible for any application of any information, pricing or results, intended or unintended, obtained through the use of this site. Business Information Network, Inc and its affiliates shall not be responsible for the corruption of any of your data, software or equipment when using the site.

THE USE OF THIS SITE AND THE PRODUCTS, SERVICES AND INFORMATION ON THIS SITE ARE PROVIDED "AS IS" AND "WITH ALL FAULTS," AND BUSINESS INFORMATION NETWORK, INC MAKES NO, AND DISCLAIMS ALL, REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, WRITTEN OR ORAL, ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OR TRADE, OR OTHERWISE, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF TITLE, NON-INTERFERENCE, NON-INFRINGEMENT, ACCURACY FOR INFORMATION, MERCHANTABILITY, QUALITY, SYSTEMS INTEGRATION AND FITNESS FOR A PARTICULAR PURPOSE. EXCEPT AS EXPRESSLY AND EXPLICITLY SET FORTH IN THIS AGREEMENT, ANY AND ALL PRODUCTS, SERVICES AND INFORMATION PROVIDED BY BUSINESS INFORMATION NETWORK, INC. AND ITS AFFILIATES UNDER, IN CONNECTION WITH OR RELATED TO FAMILYMATRIX.COM OR ANY BUSINESS INFORMATION NETWORK, INC INTERNET SITE ARE PROVIDED WITH ALL FAULTS, AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU.

USE OF THE SITE


YOU UNDERSTAND THAT BUSINESS INFORMATION NETWORK, INC. AND ITS AFFILIATES CANNOT AND DOES NOT GUARANTEE OR WARRANT THAT MATERIAL AVAILABLE THROUGH THIS SITE WILL BE FREE OF INFECTION OR VIRUSES, WORMS, TROJAN HORSES OR OTHER CODES THAT MANIFEST CONTAMINATING OR DESTRUCTIVE PROPERTIES. YOU ARE RESPONSIBLE FOR IMPLEMENTING SUFFICIENT PROCEDURES AND CHECKPOINTS TO SATISFY YOUR PARTICULAR REQUIREMENTS FOR ACCURACY OF DATA INPUT AND OUTPUT, AND FOR MAINTAINING A MEANS EXTERNAL TO THE SITE FOR THE RECONSTRUCTION OF ANY LOST DATA.

You may not use this site in any manner that gives you or any other person access to mass downloads or bulk feeds of information.

You may not copy, de-compile, disassemble, reverse engineer, translate, modify or make derivative works of the material on this site, in whole or in part. You may not disclose, rent sell, publish, assign, lease sublicense, transfer or market the information on this site in any manner.

When using the site you may not engage in: scraping, data mining, harvesting, screen scraping, data aggregating, and indexing. You agree that you will not use any robot, spider, scraper or other automated means to access this site for any purpose without the express written permission from an officer of Business Information Network, Inc.

You will not interfere or attempt to interfere with the proper working of the site or any activities conducted on the site. You will not take any action that, in our sole discretion, imposes or may impose an unreasonable or disproportionately large load on our infrastructure.

LIMITATION OF LIABILITY


IN NO EVENT SHALL BUSINESS INFORMATION NETWORK, INC. OR ITS AFFILIATES BE LIABLE TO YOU OR ANY THIRD PARTY WITH RESPECT TO ITS INTERNET SITES OR OTHERWISE FOR CONSEQUENTIAL, EXEMPLARY, SPECIAL, INDIRECT, INCIDENTAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFIT, REVENUE, DATA OR GOODWILL, WHETHER INCURRED OR SUFFERED AS A RESULT OF THE USE OR UNAVAILABILITY OF THE INTERNET SITES OR OTHERWISE, EVEN IF IT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE AGGREGATE LIABILITY OF BUSINESS INFORMATION NETWORK, INC OR ANY OF ITS AFFILIATES HEREUNDER FOR ANY CAUSE EXCEED $100.00. THIS LIMITATION APPLIES TO ALL CAUSES OF ACTION OR CLAIMS IN THE AGGREGATE INCLUDING, WITHOUT LIMITATION, BREACH OF CONTRACT, BREACH OF WARRANTY, MISREPRESENTATION AND/OR OTHER TORTS. IF THERE ARE MULTIPLE CLAIMS RESULTING FROM THE ACTIVITIES OCCURRING ON A PARTICULAR DAY OR RESULTING FROM THE SAME SERIES OF EVENTS, THE AGGREGATE LIABILITY SHALL NOT EXCEED $1,000.00.

COPYRIGHT, TRADEMARKS & PATENTS


FAMILY MATRIX ™ BRAND IS A TRADEMARK OWNED BY BUSINESS INFORMATION NETWORK, INC. Use of the trademark FAMILY MATRIX ™ BRAND must have the words FAMILY MATRIX ™ used as an adjective. Followed by a noun such as BRAND. Nouns other than BRAND can be words such as GIFTS, SHIRTS, MUGS. If unauthorized uses of the trademark words FAMILY MATRIX ™ are used alone without an accompanying noun, it is intended that the words are being used as a descriptive adjective and not as a noun standing alone.

The material on this site including generated matrixes is copyright and/or trademark protected and is property of Business Information Network, Inc. Aspects of this site are patent pending and assigned to Business Information Network, Inc. All material is protected by United States and international copyright laws. You may not reproduce, copy or redistribute any text, graphics, logos, button icons, images, software design or layout of this site or individual design elements on the site. Your may not engage in data mining or similar types of activities. This site also contains trademarks of other companies. Those trademarks are the property of their respective owners. You may not use the Family Matrix ™ or other logos appearing on this site without the express written permission from Business Information Network, Inc or the owner of the other logos. Reproduction, copying or redistribution for commercial purposes of any materials or design elements from this site is strictly prohibited without the express written permission from Business Information Network Inc. You may not use any material on this site to operate a service bureau. If you use any logo appearing on this site, you are responsible for its use. If any portion of this site allows you to post information or comments and you do so, you are responsible for the content. You agree to indemnify, defend and hold harmless Business Information Network, Inc, its affiliates, successors and assigns and the directors, officers, employees and agents of each of them with respect to any claim, demand, loss, cause of action, debt or liability, including reasonable attorney fees resulting from your use of any logo and/or for the postings of information or comments.


If you repeatedly violate copyright laws, your access to the site will be denied.

If you believe that information on this site infringes any intellectual property rights of another person, for example, copyright, please contact contact_us@familymatrix.com .

LINKS


The site may provide, or third parties may provide, links to sites not operated by Business Information Network, Inc. Consequently, Business Information Network, Inc. or its affiliates have no control over such sites. You acknowledge and agree that Business Information Network and its affiliates are not responsible for such sites, do not endorse, and are not responsible for any material on those sites. You further acknowledge and agree that Business Information Network and its affiliates are not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of such sites

CAUSE OF ACTION


Any cause of action or claim you may have with respect to this site must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Business Information Network, Inc 's failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties, or trade practice shall act to modify any provision of this Agreement. Business Information Network, Inc. may assign its rights and duties under this Agreement to any party at any time without notice to you.



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